Capital Financing is a nationally recognized Pre Settlement company that stands behind the mission of helping clients when there is financial stress, without taking advantage of their situation.
Our account managers and underwriters, strive to make the process easy and hassle free. Our commitment to provide a legal advance within 24 hours is our attempt to help you when you need it most. Whether you have been injured on the job or due to someone else causing your injury, we can review your case and provide a Pre Settlement Cash Advance or Pre-Settlement Funding to help you get through this difficult time.
Many of our clients ask if Pre-Settlement funding is a “loan.” When you work with Capital Financing, you are not taking a loan because repayment is not required if you lose your case. In other words, if you lose your case and there is no recovery, your attorney will not charge you and you get to keep all your money from us. I understand that many consumers want to use the word “Lawsuit Loans” or “Settlement Loans” but we often have to correct them. A loan is a term used to define money that is borrowed where there is a promise and guarantee of repayment with a specific time period. A loan also incurs interest over time. Capital Financing has an investment in your case and receives a fee at settlement.
Capital Financing has become the financial oasis for thousands of borrowers. When choosing a Pre-Settlement company, make sure you ask the right questions. Choosing a company based on who gives you the money first is not only risky, but Pre-Settlement suicide. Always ask if there is a disclosure statement on the contract that you can easily understand all the fees you will be required to pay. Then ask if you will be paying compounding interest or simple interest. If the answer is compounding, you are guaranteed to pay much more when the case settles. Sometimes 200% or even 300% of the borrowed amount. Finally, ask what it will cost to mail you money through FedEX or wire fees. If it is over $25, they again will be making money on you. Be patient and ask the right questions before accepting money. If it’s too good to be true, it probably is! Call today.