Your Trusted Partner for Pre-Settlement & Case Expense Financing
Founded in 2010 and based in Atlanta, Georgia, Capital Financing has built a reputation of innovating the Pre-Settlement (Plaintiff) and Case Expense Financing industry. Our objective has always been to identify industry challenges and then find solutions. We believe our influence helping plaintiffs and law firms with financing solutions not typically seen, has distinguished Capital Financing as a trusted partner.
Our Attorneys Services:
Are You Attorney Bob or Mike?
Attorneys today are either utilizing financing to their advantage or still stuck in the dark ages. Allowing your clients to get a plaintiff advance without knowing the company’s terms is “Pre-Settlement Suicide.” Far to often law firms are not doing the necessary due diligence when choosing a company for their client’s needs. As law firms continue to use their operating account or line of credit to finance case costs, both come with risk, constraints, and are outdated when considering better options offered today. Capital Financing wants you to consider better options for your clients and law firm. Our video explains the 2 types of attorneys that exist today.
💡 Why Capital Financing Exists
You became a lawyer to win cases. With our innovative, non-recourse case financing, you no longer have to tie up firm capital or rely on bank loans to build strong cases or to cover your client’s case costs at risk to you. When a law firm ties up their capital in cases for months to years, it creates challenges for law firms of all sizes whether it is cash flow concerns or limited funds to invest in the firm for growth.
Whether your firm has $10K or $1M tied up in expert fees, medical records, depositions, life care plans or any incurred case cost, we offer a quick, easy, and risk-free solution that aligns with your growth, not against it.
🚫 Say Goodbye to the “Status Quo”
Contingency law firms are the only legal professionals who routinely cover client expenses without any retainer. Why?
Because it’s always been that way.
But what if your clients could fund their own expenses—without your firm taking on risk?
Would you still use your own capital, create cash flow issues, limit your growth, and accept all the financial burden?
Of course not. That’s where Capital Financing comes in.
✅ What Makes Our Model Different?
We’re not a bank. We’re not a lender. We’re case expense investors.
We fund actual case costs—both upcoming and incurred—with no collateral, no personal guarantees, and no credit checks.
We’ve eliminated the delays, paperwork, and gatekeeping of traditional legal financing so you can focus on what you do best: winning.
🧠 How It Works
We offer two flexible models—you choose what fits your workflow.
Vertical 1: Pay Vendors Directly
Ideal when you need to pay third-party experts, life care planners, court reporters, or medical provider depositions.
How it works:
- Submit a case summary + vendor invoice
- We review and approve
- We pay the vendor directly
Vertical 2: Reimburse Your Firm
Perfect for reimbursing your firm’s capital already spent on case costs.
How it works:
- Submit a case summary + your case expense ledger of any fees paid
- We approve the submission
- We wire reimbursement directly to your firm
💼 Why Staff Love It
- Takes just 3–4 minutes to submit a request
- No more dealing with monthly LOC interest
- No more writing checks to vendors
- Easy, predictable, and off their plate
🔁 Payoff Terms That Work for Your Firm
- Pay only when the case resolves
- No monthly payments (when using a LOC)
- No obligations if the case loses (non-recourse)
🧾 GETTING STARTED IS EASY
The Process is as Simple as a Few Steps!
⚖️ Let’s Change the Legal Finance Status Quo
Don’t tie up your firm’s future in case costs. Let us finance your client’s expenses—so you can keep your capital to invest in marketing, hiring, infrastructure, and growth.
Attorney Resources
The Growing Cash-Flow Crisis Facing Contingency Law Firms – And Why Litigation Financing Is Becoming Essential
For decades, contingency-fee personal injury firms have carried the financial burden of case expenses on behalf of their clients. It has long been the industry’s “status quo”: firms advance the costs necessary to build case [...]
The Coming Cash-Flow Crisis in Contingency Law – And Why Capital Financing Is the Solution the Industry Has Been Waiting For
For decades, contingency-fee personal injury firms have been forced to carry the financial burden of case expenses on behalf of their clients. Even though there is no fiduciary obligation requiring them to do so, more [...]
How Tort Reform in Florida, Georgia & Texas Is Reshaping Case Risk – And Why Capital Financing Is More Critical Than Ever
Contingency-fee personal injury law is being fundamentally reshaped in several key states by aggressive tort reform. For firms operating in Florida, Georgia, and Texas, these reforms don’t just change courtroom strategy — they dramatically increase [...]
We Are a Member Of:
“We have been working with Dr. Howie Golden and his Capital Financing team for years. In addition to the Pre-Settlement Funding Program, we have taken advantage of the Case Expense Funding Program. We use the program for our active litigation caseload. The program allows us to invest in our clients while giving us more financial freedom.”
“I have worked with Dr. Howie Golden and his team at Capital Financing on many cases, and I have found their service to our clients to be excellent. They offer reasonable terms and their approval process is straightforward and easy for our firm to follow. ”
“Dr. Golden and his team at Capital Financing are our go-to providers for pre-settlement funding. Of all the companies in this industry, they are the most reliable, straight-forward, and fair. Capital Financing treats my clients with respect and compassion. Simply put, they are the best in the business!”
