Your Trusted Partner for Pre-Settlement & Case Expense Financing
Founded in 2010 and based in Atlanta, Georgia, Capital Financing has built a reputation of innovating the Pre-Settlement (Plaintiff) and Case Expense Financing industry. Our objective has always been to identify industry challenges and then find solutions. We believe our influence helping plaintiffs and law firms with financing solutions not typically seen, has distinguished Capital Financing as a trusted partner.
Our Attorneys Services:
Are You Attorney Bob or Mike?
Attorneys today are either utilizing financing to their advantage or still stuck in the dark ages. Allowing your clients to get a plaintiff advance without knowing the company’s terms is “Pre-Settlement Suicide.” Far to often law firms are not doing the necessary due diligence when choosing a company for their client’s needs. As law firms continue to use their operating account or line of credit to finance case costs, both come with risk, constraints, and are outdated when considering better options offered today. Capital Financing wants you to consider better options for your clients and law firm. Our video explains the 2 types of attorneys that exist today.
💡 Why Capital Financing Exists
You became a lawyer to win cases. With our innovative, non-recourse case financing, you no longer have to tie up firm capital or rely on bank loans to build strong cases or to cover your client’s case costs at risk to you. When a law firm ties up their capital in cases for months to years, it creates challenges for law firms of all sizes whether it is cash flow concerns or limited funds to invest in the firm for growth.
Whether your firm has $10K or $1M tied up in expert fees, medical records, depositions, life care plans or any incurred case cost, we offer a quick, easy, and risk-free solution that aligns with your growth, not against it.
🚫 Say Goodbye to the “Status Quo”
Contingency law firms are the only legal professionals who routinely cover client expenses without any retainer. Why?
Because it’s always been that way.
But what if your clients could fund their own expenses—without your firm taking on risk?
Would you still use your own capital, create cash flow issues, limit your growth, and accept all the financial burden?
Of course not. That’s where Capital Financing comes in.
✅ What Makes Our Model Different?
We’re not a bank. We’re not a lender. We’re case expense investors.
We fund actual case costs—both upcoming and incurred—with no collateral, no personal guarantees, and no credit checks.
We’ve eliminated the delays, paperwork, and gatekeeping of traditional legal financing so you can focus on what you do best: winning.
🧠 How It Works
We offer two flexible models—you choose what fits your workflow.
Vertical 1: Pay Vendors Directly
Ideal when you need to pay third-party experts, life care planners, court reporters, or medical provider depositions.
How it works:
- Submit a case summary + vendor invoice
- We review and approve
- We pay the vendor directly
Vertical 2: Reimburse Your Firm
Perfect for reimbursing your firm’s capital already spent on case costs.
How it works:
- Submit a case summary + your case expense ledger of any fees paid
- We approve the submission
- We wire reimbursement directly to your firm
💼 Why Staff Love It
- Takes just 3–4 minutes to submit a request
- No more dealing with monthly LOC interest
- No more writing checks to vendors
- Easy, predictable, and off their plate
🔁 Payoff Terms That Work for Your Firm
- Pay only when the case resolves
- No monthly payments (when using a LOC)
- No obligations if the case loses (non-recourse)
🧾 GETTING STARTED IS EASY
The Process is as Simple as a Few Steps!
⚖️ Let’s Change the Legal Finance Status Quo
Don’t tie up your firm’s future in case costs. Let us finance your client’s expenses—so you can keep your capital to invest in marketing, hiring, infrastructure, and growth.
Attorney Resources
Leveling the Playing Field: How Capital Financing Changes the Game for Contingency Law Firms
In today’s personal injury environment, more cases than ever are being forced into litigation. Insurance carriers are fighting harder. Adjusters are offering less. Pre-suit resolutions are declining. And when cases must be filed, the financial [...]
From Being the Lawyer Turned Into Being the Bank: How Contingency Law Firms Have Evolved Over 50 Years
Fifty years ago, the contingency law firm was built on grit, courtroom skill, and client focus. Today, it’s built on capital and marketing strategy . While the fundamental promise of contingency representation hasn’t changed — we [...]
Circle of Trust Podcast Episode 27: Revolutionizing Law Firm Financial Strategies
In this episode of the Circle of Trust Podcast, Keith Dyer, CMO of LEXGRO, interviews Dr. Howie Golden, the owner of Capital Financing based in Atlanta, Georgia. Howie shares his intriguing journey from being a [...]
We Are a Member Of:
In Oklahoma: Conducting business as Injury Financing, LLC
I am excited to report that the case you helped fund just settled for over $1M, which is more than 4x the “final” offer of $225,000 that was on the table when we took over the litigation. Your case funding allowed us to hire the experts and take the depositions necessary force the defense to admit negligence and causation without liquidating our personal savings. I look forward to working with you again.
“We have been working with Dr. Howie Golden and his Capital Financing team for years. In addition to the Pre-Settlement Funding Program, we have taken advantage of the Case Expense Funding Program. We use the program for our active litigation caseload. The program allows us to invest in our clients while giving us more financial freedom.”
“I have worked with Dr. Howie Golden and his team at Capital Financing on many cases, and I have found their service to our clients to be excellent. They offer reasonable terms and their approval process is straightforward and easy for our firm to follow. ”
“Dr. Golden and his team at Capital Financing are our go-to providers for pre-settlement funding. Of all the companies in this industry, they are the most reliable, straight-forward, and fair. Capital Financing treats my clients with respect and compassion. Simply put, they are the best in the business!”
